This lecture by Samael Aun Weor may help give you answers
Money and the Three Minds. Also the book of
Introduction To Gnosis
Unfortunately the way money is acquired now is mostly out of greed. It is very hard to find a job that is 100% moral and ethical. This is a reflection of our minds. However, we need to make a living to survive. It is better that we have a job and perform the 3 factors of (Birth, Death, Sacrifice) than walk the earth like a vagabond.
“Many vagabonds exist who mistakenly suppose that peace is to live without working, very tranquil and without any effort whatsoever, within a world filled with marvelous romantic fantasies.
So, there exist millions of wrong opinions and concepts about peace. Thus, in this painful world in which we live, each one seeks their fantastic peace, the peace of their opinions. People want to see in the world the peace of their dreams, their special type of peace, even when each one continues to carry inside their mind the psychological factors that produce wars and enmity of all kinds.” - Fundamentals of Gnostic Education - Peace